Sydney NSW � Serving Australia

NewGen Finance Brokers

Welcome to NewGen Finance Brokers!

Q: What types of finance do you arrange?

We arrange home loans, car loans, personal loans, business and commercial loans, SMSF loans, asset finance and debt consolidation.

Scroll to see your loan options.

Joshua Khoury and the NewGen strategy desk arrange home, investment, car, personal, business, commercial and SMSF loans, plus asset finance and debt consolidation, with lender-ready documents and clear updates.

Get in Touch See our services

Single brief. Complete plan. One conversation covers home, car, personal, business and SMSF options.

Transparent process. Live updates, BID-compliant advice, and upfront fee disclosure.

National coverage. Digital meetings, secure uploads, and lender-ready dossiers from anywhere.

Approved funding $1.2B

Average approval time 72 hrs

Lenders in play 65

Client satisfaction 98%

How do we deliver clarity first?

Within the first call you receive a lender shortlist, document checklists, and realistic timelines so you know exactly what comes next.

How do we create faster momentum?

Automated upload portals, proactive communication, and strategic pre-work help approvals land in days, not weeks.

How do we deliver national proof?

From Sydney to regional Australia, clients trust NewGen for transparent, strategy-first lending that puts their plan ahead of the banks.

Need car loans in NSW?

Specialised auto finance for Sydney and NSW drivers, covering EVs, novated leases, chattel mortgages, and personal-use vehicles with rapid approvals.

Compare bank, non-bank, and dealer-alternative rates.
Prep payslips, VIN checks, and insurance in one brief.
Structure balloons and residuals for manageable cash flow.

View car loan page Book a car finance call

Need a personal loan in NSW?

Unsecured lending strategies for renovations, lifestyle goals, and cash-flow cleanups with policies tailored to PAYG, contractors, and complex income.

Showcase living expenses and buffers that lenders trust.
Blend fixed/variable options with redraw and offset plans.
Automate statements so approvals land inside 72 hours.

See personal loan page Start a personal loan brief

Need debt consolidation in NSW?

Roll multiple repayments into one structured facility. We position the application as a risk downgrade so lenders reward you with sharper rates.

Clean BNPL, credit cards, and personal loans pre-lodgement.
Highlight surplus income and debt-to-income improvements.
Map refinance, equity release, and unsecured pathways.

Explore consolidation page Plan my consolidation

How do we redefine finance for modern borrowers?

NewGen runs on a digital-first approach with clear guidance from enquiry to settlement. Based in Sydney and working with clients across Australia, every move lines up with your next goal, not a one-size template.

We work with first home buyers, upgraders, investors and business owners who want straight answers, structured options and a single contact point for their lending journey.

NewGen brokers collaborating in a workspace — Inside NewGen **Strategy in session**

5:12pm � $740k refinance approved in Parramatta
4:55pm � EV loan pre-approved with 2.99% intro
4:22pm � $180k equipment line settled for Sydney caf�
3:48pm � First-home buyer secured NSW stamp duty waiver

Make the next move count. Joshua books a limited number of deep-dive sessions each week—claim yours before the slots disappear.

Book Joshua→ See our services→

What do we do best for NSW borrowers?

Nine core lending streams for Sydney NSW clients and borrowers nationwide.

Need home loans?

First-home, construction, refinance or equity release with policies mapped to your income mix.

Need investment loans?

Interest-only, offset stacking and portfolio-friendly lenders for investors in every state.

Need car loans?

EV, prestige and work vehicles with clear repayments and rapid approvals.

Need personal loans?

Renovations, travel or cash-flow clean up aligned to your budget.

Need business loans?

Working capital, growth or fit-out facilities anchored to your trading history.

Need commercial loans?

Owner-occupied or investment commercial property with covenant management baked in.

Need asset finance?

Equipment, tools and vehicles with structures that mirror your revenue cycle.

Need SMSF loans?

Limited recourse borrowing for SMSF property acquisitions and refinances.

Need debt consolidation?

Roll multiple repayments into one structured facility with a lower risk profile.

Every service funnels into one outcome: approvals that move with your life. Choose a lane and we’ll run the playbook for you.

See all services→ Start my brief→

Why choose NewGen Finance Brokers?

Sydney NSW based brokers delivering national coverage with structure-first advice.

Why do borrowers choose NewGen Finance Brokers? Top 5 reasons?

Strategy-first structuring before rate negotiation.
Panel access across major banks, non-banks, and specialists.
Single point of contact with Joshua�s broker desk.
Clear document checklists and approval timelines.
Australia-wide service with digital lodgement.

How do we tailor solutions?

Structure comes first. We map repayments, buffers, and next moves before shortlisting lenders.

How do we deliver expert access?

Wide lender panel across major banks, non-banks, and specialist options for complex files.

How do we keep speed and transparency?

Digital lodgement, checklist tracking, and clear updates from pre-approval through to settlement.

What do clients say about NewGen?

"The team made refinancing our home loan seamless. We saved thousands and the whole process was digital."

Sarah M.

North Sydney

"Got my car loan approved in 48 hours. Best rates we found and the service was consistent from start to finish."

Daniel T.

Parramatta

"NewGen helped consolidate our debts into one simple payment. Monthly cash flow improved and stress dropped."

Naz K.

Greenacre

"The process felt simple from day one. NewGen handled the bank and kept us updated the whole time."

Layal

Parramatta

"From pre-approval to settlement on our first home, every step was explained in plain language."

Tommy

Ryde

"We tidied several debts into one facility and freed up monthly cash flow. Straightforward and clear."

Amir S.

Greenacre

Finance insights

What is the latest from Amelia Hart?

Amelia Hart writes on Joshua Khoury’s behalf. Every article is a live playbook we use with borrowers across Australia.

Bright living room with sofa and coffee table

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