Commercial property

Need a commercial loan?

Industrial warehouses, medical suites, retail space and office assets need more than a rate quote. We prepare covenant cover, lease summaries and valuation packs so lenders back your acquisition or refinance.

What are the key takeaways (TL;DR)?

  • Owner-occupier or investment loans from the major banks and specialist lenders.
  • Fixed, variable or mixed-rate strategies with offset options where available.
  • Full management of valuations, tenant notices and settlement timelines.

Where do we focus in commercial finance?

Are you an owner-occupier?

Secure premises for your business with lending tied to trading performance and future plans.

Is this an investment property?

Structure LVR, IO periods and offset access so rent comfortably covers repayments.

Do you need medical or specialist lending?

Tailored solutions for day surgeries, dental clinics, childcare and allied health rooms.

Do you need refinance or cash-out?

Reprice facilities, unlock equity for upgrades or acquisitions and tidy security positions.

How do we execute commercial deals?

Valuation ready

We brief valuers with tenancy info, rent reviews and CAPEX plans to avoid surprises.

Stakeholder alignment

Solicitors, accountants and agents all work from the same run sheet we issue.

Settlement control

We manage condition precedents, titles office updates and bank cheques so settlement lands smoothly.

Ongoing reviews

Set quarterly reminders for financial reporting and annual valuations to stay covenant-compliant.