A free preparation checklist for organising your objectives, finances and documents before your first broker conversation.
General information only. Any loan is subject to lender assessment and approval.
EXPOSE Guide
Get ready for your loan enquiry.
Use the checklist to gather your financial details and documents before speaking with a broker.
Based inBass Hill, Sydney
Your brokerJoshua Khoury
Google reviewsView current reviews (opens in a new tab)
Registered businessABN 53 684 514 458
Who it is for
This loan may suit:
- First-home buyers who aren't sure what documents they'll need
- Refinance borrowers who want their current loan details and financials organised
- Business owners who need to organise both business and personal information
- Any borrower who prefers walking into a conversation fully prepared
What happens next
What happens next
- 1Download the guide
Submit your details and we'll send you access to the full EXPOSE checklist.
- 2Work through each section
Define your objective, review your financials and check document readiness at your own pace.
- 3Gather your documents
Use the document checklist to collect everything you'll need before your first call.
- 4Start an enquiry
Once prepared, contact us and we'll use the information to map suitable next steps and any remaining document gaps.
Before you apply
Prepare once. Make a more informed choice.
What to have ready
- Proof of income - payslips or tax returns
- Bank statements showing your savings and spending patterns
- Details of any existing debts and financial commitments
- ID documents - passport or driver's licence
- Property or asset details if you've already found something
Requirements vary by lender. Please use the enquiry form for contact details only; your broker can explain how to provide documents securely.
What to watch out for
- Starting a broker conversation without knowing your own financial position
- Waiting until you've found a property before thinking about finance
- Not having documents ready and wasting the first few calls on data collection
- Not defining your objective clearly before exploring options
| Option | When it may help | What to consider |
|---|---|---|
| Prepared borrower | Borrowers who want to make the first broker conversation more efficient | Requires time upfront to gather accurate information and documents |
| Start before everything is ready | Borrowers who need to clarify which documents or details actually matter | The broker may need follow-up information before lender options can be assessed |
| Self-directed approach | Borrowers with simple situations and strong financial literacy | Missing lender options, grants, or structure nuances that a broker would catch |
Questions about expose guide
Is the EXPOSE guide really free?
Yes. It is a preparation resource designed to make the first broker conversation more useful. There is no obligation to use NewGen after reading it.
How long does it take to complete?
It depends on how much information you already have available. You can work through the checklist at your own pace and return to any sections that need documents or clarification.
Does the guide cover all types of loans?
Yes. The guide is designed to work for home loans, refinancing, business loans, car loans, personal loans, and all our other service areas.
Do I need to use NewGen after completing the guide?
No. The guide is intended to be useful preparation for a broker conversation whether you speak with NewGen or another broker.
