Asset Finance

Finance your next business asset the right way

Equipment, vehicles, machinery - we structure repayments around your cash flow and find lenders who understand your asset type.

  • Repayments matched to your actual revenue patterns
  • Chattel mortgages, finance leases, and operating lease options
  • We find asset-specific lenders who offer better terms

Best for

Where this fits.

  • Trades and service businesses needing vehicles, tools, or equipment
  • Manufacturing and industrial operations buying production machinery
  • Growing businesses scaling capacity with structured asset funding

How it moves

What happens next.

  1. 1
    Define the asset and its purpose

    Type, value, condition, new or used, and how it contributes to your revenue.

  2. 2
    Choose the right structure

    Chattel mortgage, finance lease, operating lease, or secured loan - we match the structure to your tax position and ownership goals.

  3. 3
    Compare asset-specific lenders

    Some lenders specialise in vehicles, others in machinery or industrial equipment. We find the right fit.

FAQ

Quick answers.

What's the difference between a chattel mortgage and a finance lease?

With a chattel mortgage, you own the asset from the start and it appears on your balance sheet. With a finance lease, the lender owns the asset and you lease it - the asset may or may not be on your balance sheet depending on the structure.

Can I finance used equipment?

Yes, but some lenders have age and condition limits on the assets they'll finance. We'll match you with lenders who accept your specific asset.

How are repayments structured?

They can be monthly, quarterly, seasonal, or custom-structured to match your revenue patterns. We design repayments that fit your actual cash flow, not a generic schedule.

What happens at the end of a finance lease?

You typically have three options: pay a residual to own the asset, refinance the residual, or return the asset. We make sure you understand the end-of-term position before you sign.

Start enquiry

Tell us the scenario. We will map the next step.

One enquiry. Human direction. No duplicated paperwork before the fit is clear.

Start Enquiry