Best for
Where this fits.
- Employees buying a vehicle for personal use
- Self-employed buyers who need a vehicle for business and personal use
- EV and hybrid buyers looking for preferential rates some lenders offer
Car Loans
Don't settle for dealer finance without comparing
We compare 30+ lenders to find a better rate than the dealership, with full transparency on total cost.
- We compare total cost, not just monthly repayments
- Dealer finance alternatives that usually save you money
- Options for personal and business vehicle purchases
How it moves
What happens next.
- 1 Tell us about the vehicle
Make, model, year, price, and whether it's new or used - these affect which lenders will finance it.
- 2 Compare your options
We check 30+ lenders including dealer finance alternatives for rate, fees, and total cost.
- 3 Get pre-approval
Pre-approval puts you in a stronger negotiating position at the dealership or with a private seller.
FAQ
Quick answers.
Should I use dealer finance or arrange my own loan?
Dealer finance is convenient but often costs more. We recommend comparing independent options first so you know what you're getting at the dealership.
Can I get a car loan for a used vehicle?
Yes, but some lenders have age limits on the vehicles they'll finance. We'll match you with lenders who accept the age and condition of your chosen vehicle.
What's the difference between a secured and unsecured car loan?
A secured loan uses the vehicle as collateral, which gives you a lower rate. An unsecured loan doesn't use the vehicle as security, so the rate is typically higher.
How long can I spread the repayments?
Car loan terms typically range from 1 to 7 years. Shorter terms mean higher monthly repayments but less total interest. We'll show you the trade-off.
Start enquiry
Tell us the scenario. We will map the next step.
One enquiry. Human direction. No duplicated paperwork before the fit is clear.
Start Enquiry