Investment Loan Broker Sydney

Investment loans structured around the next property, not just this one

We compare rental-income policy, interest-only options, equity use, refinance pathways, and lender fit before you commit.

Start your enquiry Call 0451 414 800

Investment loan broker support for Sydney property investors
Interest-only, principal-and-interest, rental-income, and equity scenarios modelled
Loan structure planned to protect future borrowing capacity

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Phone-first support

Best for

Where this fits.

Sydney investors searching for an investment loan broker before buying
First-time investors buying their first rental property
Portfolio builders adding to existing investment properties

How it moves

What happens next.

1
Understand your investment strategy
We discuss your goals, hold period, expected growth, and whether you're focused on cash flow or equity.
2
Model borrowing capacity
We compare how different lenders treat rental income - some count 70%, some 80%, which significantly changes your capacity.
3
Structure the loan
Interest-only or principal-and-interest, which lender, what features - we design a structure that supports your broader strategy.

Keep moving

Most visitors need one of these next.

Calculator Run numbers before applying.

Use the calculator library to test repayments, borrowing power, or loan comparison.

Guide Check broker fit first.

Use the broker checklist before you rely on rates or surface-level promises.

Fast path Send the scenario once.

Start with one enquiry and get the next useful lending step.

FAQ

Quick answers.

How much rental income will the lender count?

It varies. Some lenders count 70% of gross rental income, others 80% or more. This significantly affects your borrowing capacity, so we compare lenders on this point.

Should I choose interest-only or principal-and-interest?

It depends on your strategy. Interest-only gives you better cash flow but you don't reduce the loan balance. Principal-and-interest builds equity but costs more monthly. We model both so you can decide.

Can I get an investment loan if I'm self-employed?

Yes. We work with lenders who assess self-employed income using tax returns and accountant declarations rather than standard payslips.

What is cross-collateralisation and should I avoid it?

Cross-collateralisation means using one property as security for multiple loans. It can create problems when you want to sell or restructure. We generally recommend keeping properties separate unless there's a clear reason not to.

Start enquiry

Tell us the scenario. We will map the next step.

One enquiry. Human direction. No duplicated paperwork before the fit is clear.

Start Enquiry