Business Loans

Funding that matches your business cash flow

Working capital, term loans, invoice finance - we structure funding around your revenue, not a generic repayment schedule.

  • Funding mapped to your actual revenue cycle
  • Working capital, term loans, and invoice finance options
  • Sydney-based broker who understands local business conditions

Best for

Where this fits.

  • Owner-operators who need funding to smooth cash flow between receivables and payables
  • Growing businesses that need capital for hiring, inventory, or expansion
  • Businesses looking to consolidate and simplify multiple existing facilities

How it moves

What happens next.

  1. 1
    Understand your business cycle

    We look at your revenue patterns, existing debts, and what you need the funding for.

  2. 2
    Match the right facility type

    Short-term working capital, term loan, invoice finance - we recommend the structure that suits your objective.

  3. 3
    Compare lenders

    Different lenders have different appetites for different business types. We find the ones that fit your profile.

FAQ

Quick answers.

How much can my business borrow?

It depends on your revenue, existing debts, and the purpose of the loan. We assess your actual cash flow capacity rather than using generic formulas.

What's the difference between working capital and a term loan?

Working capital is a revolving facility you draw on as needed - it's designed for ongoing cash flow management. A term loan is a fixed amount repaid over a set period, better suited to specific purchases or projects.

Can I get a business loan if I'm self-employed?

Yes. We work with lenders who understand self-employed income and can assess your application using tax returns and business financials rather than standard employment documentation.

How long does it take to get approved?

It varies by facility type and lender. Simple working capital facilities can be approved within days, while larger term loans may take a few weeks. We'll give you a realistic timeline upfront.

Start enquiry

Tell us the scenario. We will map the next step.

One enquiry. Human direction. No duplicated paperwork before the fit is clear.

Start Enquiry