Best for
Where this fits.
- First-time SMSF buyers exploring whether their fund can purchase property
- Existing SMSF borrowers looking to refinance to better terms
- Trustee-adviser teams who need a broker to coordinate the lending side
SMSF Loans
SMSF property lending done properly
We coordinate with your accountant and solicitor, compare specialist lenders, and manage the LRBA process from start to finish.
- We understand LRBA structure and the specialist lender panel
- We coordinate with your accountant and solicitor
- We manage the longer timelines that SMSF transactions require
How it moves
What happens next.
- 1 Check the trust deed
We confirm borrowing is permitted under the SMSF trust deed and amend if needed.
- 2 Coordinate with your advisers
We work alongside your accountant and solicitor so nothing falls through the cracks.
- 3 Compare specialist lenders
The SMSF lender panel is limited. We know which lenders suit which trust structures and property types.
FAQ
Quick answers.
What is an LRBA?
A Limited Recourse Borrowing Arrangement is the legal structure that allows an SMSF to borrow money. If the SMSF can't repay, the lender's recourse is limited to the property purchased - they cannot access other assets in the fund.
Can any SMSF borrow to buy property?
Only if the trust deed permits borrowing. If it doesn't, the deed needs to be amended before the transaction can proceed. We check this as the very first step.
How many lenders offer SMSF loans?
The SMSF lender panel is much smaller than residential lending. We know which lenders are active in the SMSF space and match them to your trust structure and property type.
How long does an SMSF property purchase take?
Typically 6-10 weeks. The legal structuring, documentation, and lender requirements add time compared to a standard residential purchase.
Start enquiry
Tell us the scenario. We will map the next step.
One enquiry. Human direction. No duplicated paperwork before the fit is clear.
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