Personal Loans
Compare repayments, fees and the total amount you will pay back.
Who it is for
Process
We work out exactly what you need the funds for and how much.
If you have an asset to pledge, a secured loan can save you significant money.
We compare 30+ lenders for rate, fees, term, and total cost.
We handle the application and get funds to you as quickly as possible.
Before you apply
Requirements vary by lender. Please use the enquiry form for contact details only; your broker can explain how to provide documents securely.
| Option | When it may help | What to consider |
|---|---|---|
| Secured personal loan | Borrowers who have an asset to pledge and want a lower rate | The asset can be repossessed if you can't meet repayments |
| Unsecured personal loan | Borrowers without an asset or who don't want to pledge one | Higher rates and stricter approval criteria |
| Fixed rate loan | Borrowers who want certainty over their repayment amount | Less flexibility to make extra repayments without penalties |
Further reading
Yes. We can help you compare quick personal loan options, but we still check lender fit, fees, repayment pressure, and whether the loan purpose makes sense before you apply.
No. A fast loan can be expensive if the rate, fees, term, or repayment pressure are wrong. We compare speed against total cost and affordability.
It depends on your income, existing debts, and credit history. We assess your actual repayment capacity and match you with lenders who offer the right amount.
If you have an asset to pledge, a secured loan will almost always give you a lower rate. But it means the asset is at risk if you can't repay. We'll explain both options.
It varies by lender. Some can approve within a day or two, while others take a week or more. We'll give you a realistic timeline based on your situation.
Not always. If a personal loan isn't the right fit, we'll tell you and explain alternatives like using existing equity, debt consolidation, or other options.
