Before you borrow
Explore 166 questions about buying, refinancing and financing what comes next. Find the answer you need, then see what to prepare for a conversation with your broker.
Try a shorter phrase, choose a topic below, or ask NewGen about your situation.
Explore by topic
17 answers
Compare broker fees, lender panels, credit enquiries, local support and working with NewGen in Sydney or across Australia.
21 answers
Answers about borrowing power, deposits, LVR, LMI, offset and redraw, pre-approval, valuations and changes before settlement.
19 answers
NSW first-home questions covering the 5% Deposit Scheme, Help to Buy, FHSS, stamp duty, gifted deposits and guarantors.
17 answers
Compare refinancing and repricing, switching costs, LMI, fixed-rate break fees, cashback, equity release and loan terms.
17 answers
Low doc loan requirements for self-employed borrowers and small businesses: ABN history, BAS, accountant letters, financials and deposit.
15 answers
What to check after a mortgage decline, including credit reports, paid defaults, probation, casual income and repayment difficulty.
13 answers
Questions about rental income, usable equity, interest-only loans, rentvesting, investment deposits and security arrangements.
13 answers
Understand SMSF borrowing, LRBA structures, deposits, refinancing, related-party property use and adviser coordination.
16 answers
Compare car loans and dealer finance, balloons, private sales, used vehicles, early payout, deposit options and approval documents.
18 answers
Compare personal loans, debt consolidation, business cash flow, equipment funding, startup enquiries and commercial property finance.
These answers are general information. Your income, commitments, deposit, property or asset, and lender requirements determine the options for your situation.