Clarity first
Within the first call you receive a lender shortlist, document checklists, and realistic timelines so you know exactly what comes next.
Sydney NSW · Serving Australia
NewGen Finance BrokersFull Service Finance Brokers NSW
Home, car, business and SMSF lending engineered for approvals with zero guesswork.
Joshua Khoury and the strategy desk structure every application with lender-ready documents, pricing leverage and plain-language updates so you can focus on the move ahead.
Single brief. Complete plan.
One conversation covers home, car, personal, business and SMSF options.
Transparent process.
Live updates, BID-compliant advice, and upfront fee disclosure.
National coverage.
Digital meetings, secure uploads, and lender-ready dossiers from anywhere.
Approved funding
$1.2B
Average approval time
72 hrs
Lenders in play
65
Client satisfaction
98%
Faster momentum
Automated upload portals, proactive communication, and strategic pre-work help approvals land in days, not weeks.
National proof
From Sydney to regional Australia, clients trust NewGen for transparent, strategy-first lending that puts their plan ahead of the banks.
Car Loans NSW
Specialised auto finance for Sydney and NSW drivers, covering EVs, novated leases, chattel mortgages, and personal-use vehicles with rapid approvals.
- Compare bank, non-bank, and dealer-alternative rates.
- Prep payslips, VIN checks, and insurance in one brief.
- Structure balloons and residuals for manageable cash flow.
Personal Loans
Unsecured lending strategies for renovations, lifestyle goals, and cash-flow cleanups with policies tailored to PAYG, contractors, and complex income.
- Showcase living expenses and buffers that lenders trust.
- Blend fixed/variable options with redraw and offset plans.
- Automate statements so approvals land inside 72 hours.
Debt Consolidation
Roll multiple repayments into one structured facility. We position the application as a risk downgrade so lenders reward you with sharper rates.
- Clean BNPL, credit cards, and personal loans pre-lodgement.
- Highlight surplus income and debt-to-income improvements.
- Map refinance, equity release, and unsecured pathways.
REDEFINING FINANCE FOR THE MODERN BORROWER.
NewGen runs on a digital-first approach with clear guidance from enquiry to settlement. Based in Sydney and working with clients across Australia, every move lines up with your next goal, not a one-size template.
We work with first home buyers, upgraders, investors and business owners who want straight answers, structured options and a single contact point for their lending journey.
- 5:12pm — $740k refinance approved in Parramatta
- 4:55pm — EV loan pre-approved with 2.99% intro
- 4:22pm — $180k equipment line settled for Sydney café
- 3:48pm — First-home buyer secured NSW stamp duty waiver
Make the next move count. Joshua books a limited number of deep-dive sessions each week—claim yours before the slots disappear.
WHAT WE DO BEST.
Nine core lending streams for Sydney NSW clients and borrowers nationwide.
HOME LOANS
First-home, construction, refinance or equity release with policies mapped to your income mix.
INVESTMENT LOANS
Interest-only, offset stacking and portfolio-friendly lenders for investors in every state.
CAR LOANS
EV, prestige and work vehicles with clear repayments and rapid approvals.
PERSONAL LOANS
Renovations, travel or cash-flow clean up aligned to your budget.
BUSINESS LOANS
Working capital, growth or fit-out facilities anchored to your trading history.
COMMERCIAL LOANS
Owner-occupied or investment commercial property with covenant management baked in.
ASSET FINANCE
Equipment, tools and vehicles with structures that mirror your revenue cycle.
SMSF LOANS
Limited recourse borrowing for SMSF property acquisitions and refinances.
DEBT CONSOLIDATION
Roll multiple repayments into one structured facility with a lower risk profile.
Every service funnels into one outcome: approvals that move with your life. Choose a lane and we’ll run the playbook for you.
Why Choose NewGen Finance Brokers
Sydney NSW based brokers delivering national coverage with structure-first advice.
TAILORED SOLUTIONS
Structure comes first. We map repayments, buffers, and next moves before shortlisting lenders.
EXPERT ACCESS
Wide lender panel across major banks, non-banks, and specialist options for complex files.
SPEED & TRANSPARENCY
Digital lodgement, checklist tracking, and clear updates from pre-approval through to settlement.
WHAT OUR CLIENTS SAY.
Finance insights
Latest from Amelia Hart
Amelia Hart writes on Joshua Khoury’s behalf. Every article is a live playbook we use with borrowers across Australia.
Offset Account Playbook 2025
Three-offset structures, automation tips, and refinance triggers that turn your savings into serious interest reductions.
Amelia Hart — Senior Lending Strategist
SME Working Capital Blueprint
Calculate your cash conversion cycle, layer overdrafts with invoice finance, and keep a lender-ready data room on standby.
Amelia Hart — Senior Lending Strategist
Rideshare & Gig Driver Car Finance Guide
Prove delivery income, pick the right structure, and sync repayments with weekly platform payouts before you commit to a new vehicle.
Amelia Hart — Senior Lending Strategist
Meet the founder
Joshua Khoury
I launched NewGen to give borrowers the same sharp structuring that high-performing investors enjoy. Every enquiry still runs through my desk, with Amelia and the strategy team supporting the research.
Direct access to Joshua
National lender panel
Strategy-first advice
FINANCE QUESTIONS, ANSWERED.
Short answers to what borrowers ask most often.
How does the NewGen process work?
You book a call or send an enquiry, we review your goals and documents, shortlist suitable lenders, then present clear options before lodging the application on your behalf.
How long does approval usually take?
Timeframes depend on the lender and scenario, but simple applications often reach conditional approval in a few business days once documents are supplied.
Do you work with self-employed or complex income?
Yes. We work with lenders that understand self-employed income, contractors and multiple income streams, and structure the application to match how you trade.
What areas do you service?
We are based in Sydney and work with borrowers across Australia through digital meetings, secure document upload and phone support.
What types of finance do you arrange?
Home loans, car loans, personal loans, business and commercial loans, SMSF loans, asset finance and debt consolidation facilities.
Does using a broker cost more?
Our service is usually paid by the lender on settlement. We outline any fees upfront so you know the cost position before you move ahead.
READY TO MOVE WITH YOUR LIFE?
Let's get your finance approved faster.
info@newgenfinancebrokers.com
0451 414 800
LinkedIn - NewGen Finance Brokers
Instagram - @newgenfinancebrokers
GET IN TOUCH!
Share a quick outline of your goal and current position. NewGen reviews your scenario, shortlists options, and returns with a clear next step.
Need clarity fast? Call Joshua or lock a Calendly slot.